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Across Canada, condos, townhouses and houses are the main property choices that people opt for when buying homes. All have different benefits and provide unique facilities to the homeowners. The decision of which is best for you will mainly depend on your budget as well as the type of lifestyle that you lead.

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What is a Condo?

Condos are residential units that are owned by individuals instead of landlords. Condo units are in buildings or owned as part of a community. Condo owners only have access to the interiors of the property. The communal area, parks, amenities, etc. are usually owned by the Homeowners Association (HOA). As a result, condo owners are subject to HOA fees. Condos are often cheaper than townhouses and houses because they come with no land; the exterior and land are considered common areas shared by all residents.

 

What is a Townhouse?

A townhouse is a housing style where there are multiple independent and identical houses that are usually in a row. Townhouse owners own the land as well as every interior inside the townhouse. Townhouses are a perfect single-family home. Homes that have a townhouse style usually come with a front and rear yard, giving plenty of private outdoor space. Additionally, townhouse communities generally have homeowner associations (HOAs). Owners pay monthly dues to cover insurance and maintenance of the community's common areas, as well as for services such as trash pickup and snow removal.

 

What is a house?

A house generally means a single-family home, which is a standalone structure on a foundation. Single-family homes can be single-story ranch homes or have multiple stories, as well as a basement or attic space. A house doesn’t share walls or common spaces as some condos and townhomes do, meaning the owner has more privacy. Many single-family houses also have yards, so you get more outdoor space to enjoy. Although you get all the space when you buy a house, that also means a higher sticker price.